February 12, 2013
Aligning the Means and the Ends: How to Improve Federal Student Aid and Increase College Access and Success
The Institute for College Access & Success
This white paper calls for major changes to federal student aid,
including Pell Grants, student loans, and tax benefits, with the goals
of increasing college affordability and completion. More than two dozen
recommendations would simplify the financial aid system, from applying
for aid to repaying student loans; better target resources; reduce waste
and fraud; and align incentives for colleges with better outcomes for
Read the white paper
Read the press release
Read the executive summary
One-page summaries of white paper recommendations on:
Should All Student Loan Payments Be Income-Driven?
This white paper analyzes the potential effects of requiring income-driven repayment for all federal loans as well as relying on paycheck withholding for loan payments, with particular attention to the implications for low-income students and families.
Student Debt and the Class of 2012
Seven in 10 college seniors (71%) who graduated last year had student loan debt, with an average of $29,400 per borrower. From 2008 to 2012, debt at graduation (federal and private loans combined) increased an average of six percent each year.
Cal Grants to Better Serve Today's Students
TICAS and more than a dozen other student, civil rights, business, and college access organizations have come together to release a new analysis of how Cal Grants could better serve low-income college students.
Aligning the Means and the Ends
This white paper calls for major changes to federal student aid, including Pell Grants, student loans, and tax benefits, with the goals of increasing college affordability and completion.
Adding It All Up 2012: Are College Net Price Calculators Easy to Find, Use, and Compare?
This report examines the state of net price calculators nearly a year after almost all U.S. colleges were required to post them on their websites. Our in-depth look at 50 randomly selected colleges' calculators found that many are difficult for prospective college students and their families to find, use, and compare.
Making Loans Work
Our new report takes a closer look at how some forward-thinking community colleges in California are promoting responsible use of federal student loans - ideas that can be adopted by colleges across the country.
Our new report looks at promising and problematic practices of financial aid offices when students apply for private student loans.