August 21, 2012
TICAS Memo on CDR Manipulation
The Institute for College Access & Success
Memo on three ways for-profit college companies may be manipulating their cohort default rates (CDRs) and steps the Department of Education should immediately take to ensure full compliance with federal law and protect taxpayers from subsidizing schools with CDRs above the permitted thresholds.
Read the memo
The Chronicle of Higher Education - "Group Questions Tactics For-Profit Colleges Use to Manage Student-Loan Default Rates"
Protecting Colleges And Students: Community College Strategies to Prevent Default
Protecting Colleges and Students takes a unique look at student
loan default at nine community colleges across the nation, and how those
colleges are working to help students avoid default.
What Cost? How Community Colleges that Do Not Offer Federal Loans Put Students
In 2013-14, nearly one million community college students across the nation were denied access to federal student loans. Our report includes national and state-by-state analyses of loan access by race/ethnicity and urbanicity, and takes an in-depth look at North Carolina, California, and Georgia.
Should All Student Loan Payments Be Income-Driven?
This white paper analyzes the potential effects of requiring income-driven repayment for all federal loans as well as relying on paycheck withholding for loan payments, with particular attention to the implications for low-income students and families.
Student Debt and the Class of 2012
Seven in 10 college seniors (71%) who graduated last year had student loan debt, with an average of $29,400 per borrower. From 2008 to 2012, debt at graduation (federal and private loans combined) increased an average of six percent each year.
Cal Grants to Better Serve Today's Students
TICAS and more than a dozen other student, civil rights, business, and college access organizations have come together to release a new analysis of how Cal Grants could better serve low-income college students.
Aligning the Means and the Ends
This white paper calls for major changes to federal student aid, including Pell Grants, student loans, and tax benefits, with the goals of increasing college affordability and completion.
Adding It All Up 2012: Are College Net Price Calculators Easy to Find, Use, and Compare?
This report examines the state of net price calculators nearly a year after almost all U.S. colleges were required to post them on their websites. Our in-depth look at 50 randomly selected colleges' calculators found that many are difficult for prospective college students and their families to find, use, and compare.