skip to content

Publications by Type

News Articles (1)
Fact Sheets (10)
Reports (14)
Letters/Petitions (2)
Testimonies (7)
Miscellaneous (3)
Project Press Release (1)
Polls (2)
White Papers (2)
Events (1)
Policy models (5)
Presentations (1)

News Articles (1)

Reducing the Dangers of Debt

National Crosstalk, August 2005

This article examines the costs and risks of relying on personal debt to finance higher education, and suggests practical alternatives to increase college access for all students.

Fact Sheets (10)

A Borrower's Guide to July 1, 2008

The Project on Student Debt, June 2008

This is a guide to what college students, their parents, and people already repaying their student loans need to know about the helpful changes taking place on July 1, 2008.

Student Loan Options in a Tight Credit Market

Project on Student Debt, March 2008

A consumer guide to help borrowers find the best college loan and finance solutions in a tight credit market.

Fair Loan Payments in H.R. 2669

Project on Student Debt, September 2007

The bill passed by the House and Senate includes a new Income Based Repayment (IBR) program modeled on

more Fact Sheets publications ...

Reports (14)

Denied

The Project on Student Debt, April 2008

At least one million community college students lack access to federal loans, not because of the credit crunch, but because their schools don't participate in the federal loan programs. This pushes...

Proposed Cal Grant Cuts Would Hit Community College Students Hardest

The Institute for College Access & Success, March 2008

Many more community college students than students at California’s four-year colleges would lose financial aid under Governor Schwarzenegger’s proposed budget for 2009. This issue brief finds that...

Comparison and Analysis of Financial Aid Pledges

Project on Student Debt, March 2008

A number of colleges and universities have developed policies to eliminate or limit loans in their aid packages, substituting those amounts with grants for low- and middle-income families. But each...

more Reports publications ...

Letters/Petitions (2)

Letter to Secretary Spellings about Cohort Default Rates

Project on Student Debt, August 2008

This letter requests that the Department of Education flag two-year institutions with exceptionally low federal loan participation rates in their annual Cohort Default Rate report. This practice...

Petition for Rulemaking

Project on Student Debt, May 2006

The Project on Student Debt filed an administrative petition with the Department of Education for a rulemaking process to make student loan repayment more fair and manageable. Many of the goals of...

Testimonies (7)

Testimony of Robert Shireman before California State Assembly

Project on Student Debt, June 2008

Shireman testified about student loans and the credit squeeze at a joint informational hearing of the Assembly Committee on Banking and Finance, and the Assembly Higher Education Committee.

Testimony of Lauren Asher before California State Senate Education Committee

Project on Student Debt, April 2008

Asher made a statement of support of SB 1355 to the California State Senate Education Committee. The bill would require California colleges to provide important information to students and families...

Testimony of Lauren Asher before U. S. Department of Education

Project on Student Debt, November 2007

On November 29, 2007, Lauren Asher, associate director of the Project on Student Debt, testified before the U. S. Department of Education at a hearing about the negotiated rulemaking for Public Law...

more Testimonies publications ...

Miscellaneous (3)

Official Comment on Proposed Rules for IBR and Public Service Loan Forgiveness

Project on Student Debt, July 2008

On July 15, 2008, the Project on Student Debt submitted its official comment on the U.S. Department of Education’s proposed rules for the Income-Based Repayment and Public Service Loan Forgiveness...

Opinion on Legal Requirements for Disclosure of Tax Transcript Data

Holland + Knight LLP, March 2007

This legal opinion concludes that the IRS may legally release tax transcript information to the Department of Education with a financial aid applicant's written request. This procedure could be...

A Research Agenda for the Study of Student Indebtedness and College Enrollment

Project on Student Debt, NERCHE, November 2006

This broad-based, multi-disciplinary research agenda to inform financial aid policies and student advising was sponsored by the New England Resource Center for Higher Education as well as the...

Project Press Release (1)

National Expert on Student Debt Applauds Senate Passage of Higher Education Access Act

Project on Student Debt, July 2007

Shireman comments on passage of landmark legislation to increase grant aid and make student loan repayment more fair and manageable.

Polls (2)

National Survey on the Burdens of Student Debt

Project on Student Debt, May 2006

This national survey found that Americans see paying off student loans as a serious problem for both middle-class and low-income families, and they support reforms to make loan payments more...

National Survey of College Presidents

The Project on Student Debt, October 2005

A new national survey of college and university presidents finds that 86% are concerned about the amount of debt students are taking on to pay for their education, and that they support a range of...

White Papers (2)

Time to Reexamine Institutional Cooperation on Financial Aid

The Institute for College Access & Success, June 2008

Over the past two decades, colleges and universities have increasingly engaged in financial aid "bidding wars" for students with high test scores or grades but little or no financial need. A new...

White Paper: Addressing Student Loan Repayment Burdens

Project on Student Debt, February 2006

This white paper analyzes the U.S. student loan programs' strengths and weaknesses and identifies practical ways to achieve a more rational and effective balance of borrower obligations and...

Events (1)

Advancing America's Economic Competitiveness: The Role of Student Loans

Project on Student Debt, November 2005

The Project on Student Debt cohosted a forum with the American Enterprise Institute in November of 2005. See the agenda and papers presented at this event.

Policy models (5)

Policy Agenda to Address Rising Student Debt

The Project on Student Debt, June 2007

With the Higher Education Act up for reauthorization in Congress, our policy agenda should serve as a guide for what concerned policymakers can do to strengthen federal financial aid policies and...

College Opportunity Incentive Fund

Project on Student Debt, June 2007

This policy proposal would encourage states and institutions of higher education to increase the number of young adults from families with below-median incomes who enroll in and graduate from college.

Private Loan Policy Agenda

The Project on Student Debt, June 2007

This policy agenda for private student loans outlines a way to give students and parents with private loans access to the kind of information and consumer rights that other types of borrowers can...

more Policy models publications ...

Presentations (1)

Financial Aid Awareness and College Attainment

The Institute for College Access & Success, October 2004

This is a pdf of a powerpoint presentation given at the Tomas Rivera Policy Institute on college access marketing, with specific examples of marketing campaigns from across the country.

Featured Reports

 

iconGreen Lights & Red Tape

Our report exposes wide variations in financial aid policies and practices at the state’s community colleges, which can have a major impact on students’ access to available aid.


state debt map imageStudent Debt and the Class of 2006

Our student debt report for the class of 2006 finds that the average student loan debt for graduating seniors climbed by eight percent in one year, while starting salaries rose by only four percent.

 

 

Going to the Source: A Practical Way to Simplify the FAFSA

Our new report outlines a way to make applying for financial aid easier, safer, and more accurate by using income data the federal government already collects to answer many of the most difficult questions on the FAFSA.